ANALISA PENGARUH RASIO KEUANGAN DAN FAKTOR MAKROEKONOMI TERHADAP KINERJA KEUANGAN SEKTOR PERBANKAN

Sari

This research study examined factors that affect financial performance in banking industry using proxy company’s size, Capital Adequacy Ratio (CAR), Loans to Asset Ratio, Liquid to Total Asset ratio (LQD), Gross Domestic Product (GDP), annual inflation rate, and Interest Rate. The purpose of this study examines the effect of specific banking variables and the effect of macroeconomic factors on banking profitability. The object of this research is financial data which have been collected from financial statements of 29 banks that listed in IDX period 2012-2016. The variables have been tested with multiple analysis regression using ordinary least square method. The result of the hypothesis test showed that assets size, assets quality, liquidity, and inflation rate are positively affect banking profitability.